Citibank- Citi Simplicity
Min. Salary 5,000 AED
Rate 3.5%
Annual Fee 0 AED
Cashback No
Balance transfer Yes
FX Rate 2.99%


  • There is no annual membership on this card
  • No late fee and cash advance fee is charged
  • No over limit fee is charged
  • Unlimited lounge access in selected airport lounges across the Middle East
  • Get hundreds of buy 1, get 1 free offers across hotels, dinning, spas, leisure & entertainment in cities throughout the Middle East & Africa.


• Dining Privileges


  • There is no annual fee on this Card.
  • Monthly interest rate is 3.50% of the outstanding account balance with up to a 51 day interest free period.
  • No cashback is rewarded for this card
  • 0% interest on balance transfers for a tenor of 6 months. 1% processing fee applies.
  • The foreign currency rate applicable on overseas transactions is 2.99% per month.
  • You require a minimum salary of 5000 AED per month to be eligible for this car
  • No miles program on this card.
  • No rewards program on this card