Al Hilal Bank – Smart Covered Card-Free for Life Classic
Min. Salary 8,000 AED
Rate 2.65%
Annual Fee 0 AED
Cashback No
Balance transfer No
FX Rate 2.75%


  • This card is free for life
  • Fixed profit rate for the entire duration
  • Get instant cash withdrawal and free supplementary cards


• Dining Privileges


  • This is an Islamic card.
  • There is no annual fee on this Card.
  • Up to 55 days of profit rate free period
  • There is no cashback on this card
  • The foreign currency rate applicable on overseas transactions is 2.75%
  • You require a minimum salary of 8000 AED per month to be eligible for this card with salary transfer. If you don’t transfer your salary, the minimum salary requirement is AED 10,000.
  • No air miles reward program on this card
  • No reward program is available on this card