Majid Al Futtaim Finance (Najm) – Platinum Cashback
Min. Salary 7,000 AED
Rate 3.25%
Annual Fee 0 AED
Cashback Yes
Balance transfer Yes
FX Rate 3%


  • Earn 1.5% Cashback on your everyday purchases from Carrefour, 3% every Tuesday and 0.5% on all other purchases anywhere else where Visa is accepted
  • Special payment lanes in Carrefour for Najm Card Holders
  • Unlimited and Free Delivery on purchases from Carrefour
  • Exclusive category discounts and offers from Carrefour
  • Exclusive deals from Visa Platinum on restaurants, travel, shopping and cinema
  • “Buy 1 Get 1 Free” popcorn in VOX cinemas


  • Cashback
  • Dining Privileges
  • Golf Privelages
  • Cinema Ticket


  • There is no annual fee on this Card.
  • Up to 55 days of interest free period and minimum payment of 5% or 100 AED which ever is higher. The rate varies between 3.25% to 3.69%.
  • Earn 1.5% Cashback for every AED 1 spent in Carrefour and 0.5% for every AED 1 spent anywhere else wاhere Visa is accepted. Earn 3% Cashback at Carrefour every Tuesday using the Najm Platinum Credit Card. Maximum redemption a month is AED 200 in Carrefour voucher.
  • Transfer your balances to Najm Platinum Cashback Credit Card and get preferential rates for 6, 9 or 12 months
  • The foreign currency rate applicable on overseas transactions is 3%
  • You require a minimum salary of 7000 AED per month to be eligible for this card.


  •  No miles rewards program on this card