Emirates NBD – Gold Card
Min. Salary 8,000 AED
Rate 3.09%
Annual Fee 400 AED
Cashback No
Balance transfer Yes
FX Rate 1.84%


  • Dining discounts of up to 30% at over 2000 restaurants across UAE under the Emirates NBD Bon Appetit program
  • Get 5% discount on air tickets and up to 10% discount on holiday packages through the Emirates NBD Travel Desk
  • Pay using your Emirates NBD installment plan at low interest rates
  • Get facilities such as instant cash, credit shield, free 24/7 roadside assistance


  • Air miles
  • Dining Privileges


  • The annual fee applicable on this card is 400 AED
  • Up to 55 days interest free period. 5% outstanding or AED 100 balance minimum payment whichever is higher
  • No cashback available on this card. However Plus Points can be redeemed in cashback
  • BT available at 0.8% with a choice of 3-36 months
  • The foreign currency rate applicable on overseas transactions is 1.84% and is a mark up over the Visa and MasterCard fee
  • You require a minimum salary of 8000 AED per month to be eligible for this card
  • Convert your Plus Points into miles with a choice of Frequent Flyer programmes. Redeem your Plus Points for free flights, upgrades and more. Minimum 500 Plus Points required for Frequent Flyer Miles redemption.
  • Earn 1 Plus Point for every AED 100 spend. Redeem points at popular merchants, frequent flyer points, cashback or annual fee waiver