Bank Loans Offered To Profit/Interest Min. Salary AED Max. Amount AED Upfront Fee Key Features Apply
dib Expatriate
UAE National
8.82% 3000 2,500,000 400 AED # Additional finance

# Quick Processing

# Liabilities settlement finance

# Reduced monthly payments

# Competitive profit rates

# Combine your payment obligations into a single finance solution

# Liability consolidation Finance

applynow
Ub Expatriate
UAE National
5.25% 5000 1,000,000 1.00% subject to max of AED 2500 # Loan amount up to 20 times of your salary.

# Repayment period up to 48 months.

# Interest rates as low as 5.25%.

# Loans available up to AED 2 million

applynow
NIB Expatriate
UAE National
5.75% 5000 2,50,000 1%

# Noor Islamic Bank Personal Finance offers

# First installment due after a minimum of 30 days from booking

# 1% early settlement fee

# 1% arrangement fee; maximum finance amount of AED 250000

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adcb Expatriate 6.25% 5000 1,000,000 1.00% subject to max of AED 2500

# High salary multiples

# Competitive interest rates

# Loan consolidation available

# Simple documentation

# Free ADCB Credit Card

# Up to two times salary overdraft

# Starting from 6.25% interest rate per annum

# Flexible eligibility criteria

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adcb UAE National 5.25% 5000 30,00,000 1.00% subject to max of AED 2500

# High salary multiples

# Competitive interest rates

# Loan consolidation available

# Simple documentation

# Credit life insurance

# Free ADCB Credit Card

# Up to two times salary overdraft

# Starting from 5.25% interest rate per annum

# Flexible eligibility criteria

# 200 touch points for every AED 1,000 of loan amount

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dib Expatriate 9.82% 3000 2,50,000 400 AED # Additional finance

# Quick Processing

# Liabilities settlement finance

# Reduced monthly payments

# Competitive profit rates

# Combine your payment obligations into a single finance solution

# Liability Consolidation Finance

applynow
dib UAE National 8.82% 4000 2,000,000 400 AED # Additional finance

# Quick Processing

# Liabilities settlement finance

# Reduced monthly payments

# Competitive profit rates

# Combine your payment obligations into a single finance solution

# Liability Consolidation Finance

applynow
UAE National 4.74% 5000 4,000,000 0.75%

# High finance amount of up to 4 million for UAE Nationals

# Flexible, extended repayment periods of up to 4 years

# Can be used to consolidate all debts into an easy payment plan involving the same instalment every month

# External credit cards can be paid off for a lower monthly payment

# No over limit fees or additional charges with a lower profit rate

# Murabaha structure followed
# Shari’a based product

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UAE National 4.74% 5000 4,000,000 0.75%

# High finance amount of up to 4 million for UAE Nationals

# Low profit rate

# Flexible, extended repayment periods of up to 4 years

# Simple, quick approval process

# Cheaper than Credit Cards

# Can be used to consolidate all debts into an easy payment plan involving the same instalment every month

# External credit cards can be paid off for a lower monthly payment

# No over limit fees or additional charges with a lower profit rate

# Nominal processing fees

# Murabaha structure followed

# Shari’a based product

applynow
 emirates-nbd1-300x74 UAE National 4.49% 5000 30,00,000 1%

# Attractive reducing interest rates

# Loan amounts up to AED 4 Million to UAE Nationals

# No collateral or guarantor required

# Free Bank Account with no minimum balance requirement

# Easy process and simple documentation

# Also offer a 7-day loan return option, should you be dissatisfied with any of our terms

applynow
emirates-nbd1-300x74 Expatriate 5.49% 5000 3,000,000 1%

# Attractive reducing interest rates

# Loan amounts up to AED 3 Million 

# No collateral or guarantor required

# Free Bank Account with no minimum balance requirement

# Easy process and simple documentation

# Also offer a 7-day loan return option, should you be dissatisfied with any of our terms

applynow
 mashreq_bank-logo Expatriate UAE National 6.99% 10000 3,000,000 1.00% subject to max of AED 2500

# High loan amounts of up to 20 salary multiples, max AED 3 million

# Competitive rates of interest

# Comfortable repayment loan tenure of up to 48 months (except for employees of Ministry of Defense where maximum tenor is up to 60 months)

# Exciting bundled offers available with extra benefits

# Top-up facility available for existing loan customers

# Islamic finance option is available

# Loan disbursal in 24 hours

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 RAk Expatriate UAE National 4.39% 5000 2,000,000 1.00% subject to max of AED 2500 # Quick approvals

# Competitive interest rates

# Flexible repayment periods of up to 48 months

# Top up loan after 1 year

# Easy does it! Hassle-free loan takeovers from other banks

# FREE RAKBANK Debit Card and personalized cheque book*

# FREE RAKBANK Credit Card with no annual fee ever and low interest rates

# 24-hour, 7-day Phone Banking services

applynow
Expatriate 5.84% 5000 2,000,000 0.75%

# High finance amount of up to 4 million for UAE Nationals

# Flexible, extended repayment periods of up to 4 years

# Can be used to consolidate all debts into an easy payment plan involving the same instalment every month

# External credit cards can be paid off for a lower monthly payment

# No over limit fees or additional charges with a lower profit rate

# Murabaha structure followed

# Shari’a based product

applynow
Expatriate 5.84% 5000 2,000,000 0.75%

# High finance amount of up to 2 million for Expats

# Low profit rate

# Flexible, extended repayment periods of up to 4 years

# Simple, quick approval process

# Can be used to consolidate all debts into an easy payment plan involving the same instalment every month

# External credit cards can be paid off for a lower monthly payment

# No over limit fees or additional charges with a lower profit rate

# Nominal processing fees

# Murabaha structure followed

# Shari’a based product

applynow
barc Expatriate
UAE National
9.99% 8000 2,50,000 400 AED

# Barclays Education Loan offers

# Free Current Account with a Debit Card and/or a cheque book upon salary transfer to Barclays

# Optional insurance plan to protect against unforeseen circumstances or involuntary loss of employment at a fee.

applynow
brand_dunia Expatriate

 

28% 5000 80,000 1%

# Check your personal loan eligibility in 10 minutes

# Fast and Easy approval with no salary transfer

# Instant approval in 24 hours

# Top-up facility available after 12 months

# Flexible repayment loan tenure of up to 48 months

# Affordable monthly instalments

applynow
emirates-nbd1-300x74 Bankers 16% 12000 2,00,000 1% # Attractive reducing interest rates

# No collateral or guarantor required

# Easy process and simple documentation

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emirates-nbd1-300x74 Non-Salary Transfer 16% 12000 2,00,000 1%

# Over 132 branches and over 705 ATMs across the UAE.

# Only bank to offer the dual benefit of a loan coverage; not only is the loan repaid to the bank by the insurance company, but also the equivalent amount is given to the next of kin in the event of unforeseen circumstances.

# Low interest rate on monthly reducing basis.

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FGB[1] Expatriate 22% 10000 1,50,000 2%

# First Gulf Bank Easy Loan offers

# Loan repayment period of up to 48 months

# Maximum loan amount of AED 150000

# 2% arrangement fee.

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citi Expatriate
UAE National
17% 10000 250,000 1.00% # Loans of up to AED 250,000

# Loan amounts of up to 20 times of your salary

# Competitive interest rates

# Approvals in 1 day

# Instant loan funding upon final approval

# Tenors from 6 months up to 48 months

applynow
brand_dunia Expatriate 22% 10000 100,000 1%

# Check your personal loan eligibility in 10 minutes

# Fast and Easy approval with no salary transfer

# Instant approval in 24 hours

# Top-up facility available after 12 months

# Flexible repayment loan tenure of up to 48 months

# Affordable monthly instalments

applynow
brand_dunia

Expatriate

28% 5000 80,000 1%

# Check your personal loan eligibility in 10 minutes

# Fast and Easy approval with no salary transfer

# Instant approval in 24 hours

# Top-up facility available after 12 months

# Flexible repayment loan tenure of up to 48 months

# Affordable monthly instalments

applynow
brand_dunia Expatriate 28% 5000 80,000 1%

# Check your personal loan eligibility in 10 minutes

# Fast and Easy approval with no salary transfer

# Instant approval in 24 hours

# Top-up facility available after 12 months

# Flexible repayment loan tenure of up to 48 months

# Affordable monthly instalments

applynow