ATM/Debit Cards

Request an ATM card/debit card

When you open a checking account, your bank will probably offer you the opportunity to apply for at ATM card and/or a debit card.

If your ATM/Debit card is ever lost or stolen, contact your bank immediately and block the card.

Create a PIN

To use your card at the ATM, you must enter a Personal Identification Number (PIN), a secret combination of numbers or letters that you create. Your PIN is like a secret password. If someone else has it, they can take money out of your account. Keep your PIN a secret always don’t share it with anyone.

Stay alert and aware

Because most ATMs give out cash and many accept deposits, it makes sense to be alert and aware of your surroundings no matter where or when you use an ATM.

Follow onscreen directions

Not all ATMs work exactly the same way, but they’re all designed to be easy to use. Just follow the directions on the ATM screen that you’re using.

Be aware of fees

Your ATM card will work in machines operated by your own bank. It may also work in ATMs operated by other banks as well but be careful about fees you may be charged by the your bank.

Know your available balance

Be sure you have enough money to cover your withdrawals and checks. Remember that whenever you make a withdrawal with your ATM or debit card, the money will be withdrawn from your checking account.

Record your transactions

Make a habit of writing your ATM transactions and the purchases you’ve made with your ATM card or debit card in your register right away so that you don’t forget.

Both ATM and debit cards are safe, convenient ways to get cash, make deposits, transfer funds, and make purchases.